swiss bank accounts
Over 100 years old Swiss bank with excellent personalized service and a wide array of services. Perfect for investing money in the strictest privacy. The bank's headquarters are in a very elegant building with a discreet entrance.
- Personalized service
- Very discreet
- Low minimum balance requirements
- Dollar, Sterling, Euro and Swiss francs accounts available
- Open by mail or in person
- Wide array of investments available
- Investments accessible even with low amounts
- Mail retaining
- Visa and Mastercards available with moderate security deposits
- Safe deposit boxes
Fees for opening Swiss bank account – EUR 2400.
Balance
You should maintain on your account a minimum balance of the equivalent of CHF 3,000. You do not need to deposit this amount the day you open the account, but during the first three months.
Setup mode
You can open this account by mail or in person. If your deposits exceed CHF 500,000, you need to come personally to the bank at least one time.
Online banking
Very good internet banking available for viewing your balance, checking your statements online, and following your investments. System available in English , French, Italian and German.
You will receive a mini computer the size of a keyring (Digipass). This device generates a new number every 30 seconds. This number is unique to your account. With this number, a personal password and your account number, you can access your account statements from anywhere in the world.
If you open the account in person you can usually access your account from the internet within an hour.
Mail retaining
Available for only CHF 100. The bank can keep the mail for you or send wherever you want whenever you want.
Debit/Credit cards
Maestro or Swiss franc debit card which enables you to withdraw cash all over the world at cash machines and POS (point of sale). Withdrawal limit up to CHF 10,000. Available if you have money on your account. No security deposit required.
Visa and Mastercard Credit cards of either brand in Swiss Francs. Usable all over the world to pay in stores, hotels, restaurants, online shops, etc…The bank asks for a security deposit of twice the monthly credit limit, with a minimum limit of CHF 3000. This means you can get a credit card with a deposit of only CHF 6000. You can have the Credit Card in CHF, EUR, and USD.
Investments
Invest in Swiss & Foreign stocks, bonds and mutual funds. Money market investments available. You can access to those investments and get personalized advice even with deposits of a few thousand Swiss francs. You can also invest in commodities and precious metals such as gold.
Expenses
The maintenance of the account costs CHF 24 per year. Cashing cheques: CHF 25 per cheque. The funds are credited to your account only when the cheque has cleared. It takes about 2 weeks for international cheques to clear.
Bank transfers: CHF 15 per international outgoing transfer.
Support
Bank officers speak English, French and Italian.